WHY CHOOSE DESPERADO
Family-owned.
Independent.
Built on a handshake.
Bryan grew up where your word was your bond and a handshake was a contract. He brings that same old-fashioned farm honesty to insurance — because families deserve a partner who works as hard for their money as they do.
Independent agency
We aren't tied to one carrier — we shop the market to find the right fit for your situation.
Family-owned,
locally focused
Hatch, New Mexico — not a 1-800 call center. When you call, you talk to Bryan.
Personalized Service
Every recommendation comes with a quote built for your situation — no one-size-fits-all.
ABOUT US
Built on a handshake.
For many years, Bryan watched families he knew end up in devastating financial positions after losing a loved one. The right protections simply weren't in place. So he built Desperado Financial to bring old-fashioned farm honesty to a complicated industry — clear answers, personalized illustrations, and the kind of straight talk that makes complex products understandable.
Tell us about your situation
A quick conversation about your family, goals, and budget. No long forms, no commitments.
Apply for the policy that fits
We handle the paperwork and the carrier conversations. You sign when you're ready.
SERVICES
What We Offer
Whether you're protecting a young family with term life, building lifelong coverage with whole life or an IUL, or planning retirement income with an annuity — we'll walk you through your options without the jargon.
Indexed Universal Life
Permanent coverage with cash value tied to a market index — designed with downside protection.
Whole Life
Lifelong protection, fixed premiums, and built-in cash value you may access during your life.
Final Expense
Burial insurance for clients 50+. Simplified application sized for funeral and end-of-life costs.